After the initial shock of a sudden loss of a family member and after the grief period, the legal heirs have to accept the reality and should move forward to fulfill the desire of the deceased duly upholding the cherished values of the deceased. Though it may look unpleasant or a little bit awkward to discuss financial issues, it is better to realize that certain things cannot be postponed forever. Moreover, it will be difficult to get the assembly of legal heirs or other stakeholders to discuss, sort out, and execute certain documents. The important to-do list is as follows:

  1. If the spouse of the deceased is alive, it is the first and foremost duty of the Son/Daughter and children to give comfort and assurance that they will stand by the parent to take care of their interest
  2. At any cost, please avoid confrontation or discussion as to who has to look after the parent in the changed circumstances.
  3. Try to sort out financial issues amicably.
  4. Get the death certificate of the deceased. Check the name, age, and other particulars are correct, and try to incorporate the Aadhaar number in the death certificate, if possible. It is better to get the correct cause of death mentioned in the death certificate. This is important in the case of serving employees who died. Get as many copies of Death Certificates (original) depending upon the need, the number of legal heirs, and Investments in the name of the deceased.
  5. If the parent is capable of handling financial issues, just support him/her in dealing with the financial assets left by the deceased.
  6. In case both parents are not alive, entrust the task of gathering information on financial assets and other documents either to the elder in the family or the heir who is living in the place of the deceased and capable of getting things done.
  7. If there is any Will and it needs to be probated, take the help of a legal counsel.
  8. Take action to get the legal heirship/surviving Certificate.
  9. If there is a Vehicle in the name of the deceased, it requires priority in action. Inform the Concerned RTO about the death of the vehicle owner.
  10. Inform the Ex-employer of the deceased.
  11. Certain organizations reimburse funeral expenses. Check and comply with the requirements.
  12. Inform the Banks where the deceased had having account. If the deceased took Group Life Insurance linked to Bank account, check and claim the same with in the stipulated period.
  13. In case of accidental death, check and Bank account linked group accidental death cover is available.
  14. For accidental deaths, Cover is available in Certain debit and credit cards. Check and apply for the same.
  15. For death occurred due to accident on road or involving Motor Vehicles, make claim under Motor Vehicles Amendment Act. (2019)